ZIP 04107 Property Distress & Foreclosure Data

In Cumberland County, Maine, ZIP 04107 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 61 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (82/100)). Its standout signals are structural risk (61/100), institutional ownership (47/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (19/100).

The expansion-phase market in 04107 posted values that rose 5.2% over the year, and 27% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 3,994 housing units across 04107. Owners hold 89% of homes, renters 11%. Home values center near $729,800, an affordability ratio of 4.5×. Educational attainment sits at 77% bachelor's-or-above. 4.2% of residents fall below the poverty threshold. Median household income is $145,464, above the U.S. median near $78,000. Population is roughly 9,581 with a median age of 50. Rent burden reaches 26% of tenant households. Vacancy runs 5.2%. DLRadar's demographic-stress index for the area reads 23/100.

On balance 04107 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.