ZIP 04109 Property Distress & Foreclosure Data
Composite property distress in 04109 (Cumberland County, Maine) lands at 27/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (82/100). The sharpest non-environmental signals are structural risk (61/100), institutional ownership (47/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) register low. Structural risk reads 61/100 against active distress of 0/100.
The market reads expansion — home values rose 5.2% year on year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 188 people live here, median age 73. The poverty rate is 19.7% — high, a tax-stress and distress correlate. There are about 348 housing units across 04109. Vacancy runs 69.1%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 22/100. The typical home is worth about $755,400. 100% of housing is owner-occupied. Around 88% of adults hold a bachelor's degree or higher.
Net-net, 04109 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 04109
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Cumberland County
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Deterministic. Every signal traces to a public dataset · methodology