ZIP 04108 Property Distress & Foreclosure Data

DLRadar grades ZIP 04108 (Cumberland County, Maine) at a low 27/100 for overall property distress. Property-level stress concentrates in structural risk (61/100), institutional ownership (47/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (19/100) stay muted. On the structural side it scores 61/100, with 6/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), climate & FEMA risk (82/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 32% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $84,120 — near the roughly $78,000 national figure. Around 49% of renters are cost-burdened. Roughly 15.7% live below the poverty line. About 70% have a four-year degree. 788 residents call 04108 home, typically aged 60. The vacancy rate is 59.7% — elevated. The ZIP holds roughly 1,002 housing units. A median home runs $637,500 here, or 5.8 times local income. On demographic stress specifically, 04108 scores 38/100. The tenure split is 87% owner-occupied to 13% rented.

Taken together, 04108 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.