ZIP 04019 Property Distress & Foreclosure Data

Composite property distress in 04019 (Cumberland County, Maine) lands at 27/100 — low on DLRadar's public-record scoring. Structural exposure scores 61 and live distress 6 on the 0–100 scale. The sharpest non-environmental signals are structural risk (61/100), institutional ownership (47/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) and mortgage stress (19/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (82/100).

The market reads expansion — home values rose 5.2% year on year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

82% of housing is owner-occupied. Vacancy runs 57.3%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 51/100. The typical home is worth about $802,100 (9.8× income, severely stretched). At $85,625, median income runs near typical U.S. levels. There are about 129 housing units across 04019. About 54 people live here, median age 68. Around 54% of adults hold a bachelor's degree or higher. The poverty rate is 7.4% — low.

Net-net, 04019 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

27/100
Composite stress
61/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 04019

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk82
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Cumberland County

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