ZIP 04029 Foreclosure, Tax-Lien & Distress Report

In Cumberland County, Maine, ZIP 04029 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its heaviest discrete signals: structural risk (54/100), institutional ownership (42/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (12/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), climate & FEMA risk (82/100). Latent structural risk is 54/100 while live distress already moving reads 6/100.

The market reads peak — home values rose 4.2% year on year, and 19% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $71,845 — near the roughly $78,000 national figure. A median home runs $300,000 here, or 3.8 times local income. The poverty rate is 15.4%. Rent burden reaches 28% of tenant households. About 24% have a four-year degree. On demographic stress specifically, 04029 scores 33/100. Owners hold 86% of homes, renters 14%. Population is roughly 2,124 with a median age of 39. The vacancy rate is 43.8% — elevated. There are about 1,545 housing units across 04029.

Taken together, 04029 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 04029 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 04029 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04029 can be compared directly against any other ZIP in Cumberland County, Maine or nationwide. Where the public record is thin for 04029, the field stays empty rather than modeled, and fills in as new documents post.

04029's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 04029 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.