ZIP 04050 Foreclosure, Tax-Lien & Distress Report
Cumberland County, Maine · High Vacancy market
ZIP code 04050 in Cumberland County, Maine carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic distress index. Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (82/100)). On the structural side it scores 53/100, with 6/100 of stress already active. The pressure is most legible in structural risk (53/100), institutional ownership (44/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (8/100) stay muted.
Prices here sit in a peak phase: values rose 4.2% over the trailing year, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
On demographic stress specifically, 04050 scores 42/100. The poverty rate is 4.7% — low. The vacancy rate is 69.3% — elevated. Around 69% of renters are cost-burdened. Households earn a median $80,625 — near the roughly $78,000 national figure. Population is roughly 300 with a median age of 44. The ZIP holds roughly 423 housing units. The tenure split is 86% owner-occupied to 14% rented. Around 54% of adults hold a bachelor's degree or higher. A median home runs $551,100 here, or 5.7 times local income.
Taken together, 04050 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 04050 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 04050 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04050 can be compared directly against any other ZIP in Cumberland County, Maine or nationwide. Sparse data for 04050 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 04050's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 04050 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 04050
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 04050 distress snapshot
The live 04050 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Cumberland County ZIP reports
Nearest ZIP codes to 04050
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Cumberland County, Maine
More ZIP, county and state distress intelligence connected to Cumberland County, Maine.
Open the complete 04050 acquisition file
Every distressed parcel in 04050 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology