ZIP 04079 Property Distress & Foreclosure Data

Cumberland County, Maine's ZIP 04079 registers 27/100 composite distress, which DLRadar reads as low. Structural risk reads 61/100 against active distress of 6/100. The most distinctive pressure shows up in structural risk (61/100), institutional ownership (47/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) and mortgage stress (19/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (82/100).

The market reads expansion — home values rose 5.2% year on year, and 15% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

82% of housing is owner-occupied. The demographic-stress sub-score lands at 35/100. The typical home is worth about $612,400 (6.4× income). The poverty rate is 5.9% — low. About 4,094 people live here, median age 62. Rent burden reaches 31% of tenant households. There are about 3,258 housing units across 04079. Around 55% of adults hold a bachelor's degree or higher. Vacancy runs 34.6%, above the national norm and a classic distress-and-opportunity signal. At $87,866, median income runs above typical U.S. levels.

Net-net, 04079 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.