ZIP 04079 Foreclosure, Tax-Lien & Distress Report

ZIP 04079's composite property-distress score is 24/100 - DLRadar classes that as low for Cumberland County, Maine. Structural risk reads 54/100 against active distress of 6/100. Its heaviest discrete signals: structural risk (54/100), institutional ownership (42/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (12/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (82/100).

The peak-phase market in 04079 posted values that rose 4.2% over the year, and 15% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

82% of housing is owner-occupied. The demographic-stress sub-score lands at 35/100. Home values center near $612,400, an affordability ratio of 6.4×. The poverty rate is 5.9% — low. About 4,094 people live here, median age 62. Rent burden reaches 31% of tenant households. The ZIP holds roughly 3,258 housing units. Around 55% of adults hold a bachelor's degree or higher. Vacancy runs 34.6%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $87,866 — above the roughly $78,000 national figure.

Taken together, 04079 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 04079's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 04079 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 04079 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For an operator, 04079 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.