ZIP 04015 Property Distress & Foreclosure Data

Cumberland County, Maine's ZIP 04015 registers 27/100 composite distress, which DLRadar reads as low. Structural exposure scores 61 and live distress 6 on the 0–100 scale. The most distinctive pressure shows up in structural risk (61/100), institutional ownership (47/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), climate & FEMA risk (82/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 16% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 92% owner-occupied to 8% rented. A median home runs $355,500 here, or 4.4 times local income. Roughly 9.9% live below the poverty line. On demographic stress specifically, 04015 scores 32/100. There are about 2,973 housing units across 04015. Rent burden reaches 29% of tenant households. 3,656 residents call 04015 home, typically aged 52. Households earn a median $64,229 — below the roughly $78,000 national figure. Vacancy runs 44.6%, above the national norm and a classic distress-and-opportunity signal. About 32% have a four-year degree.

Taken together, 04015 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.