ZIP 04055 Property Distress & Foreclosure Data

Composite property distress in 04055 (Cumberland County, Maine) lands at 27/100 — low on DLRadar's public-record scoring. Structural exposure scores 61 and live distress 6 on the 0–100 scale. The sharpest non-environmental signals are structural risk (61/100), institutional ownership (47/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) and mortgage stress (19/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (82/100).

The market reads expansion — home values rose 5.2% year on year, and 25% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 3,360 housing units across 04055. 89% of housing is owner-occupied. About 3,949 people live here, median age 51. Vacancy runs 39.3%, above the national norm and a classic distress-and-opportunity signal. Around 34% of adults hold a bachelor's degree or higher. The poverty rate is 10.5%. At $68,278, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 35/100. The typical home is worth about $340,100 (3.8× income, relatively affordable). Rent burden reaches 69% of tenant households.

Net-net, 04055 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.