ZIP 04062 Foreclosure, Tax-Lien & Distress Report
Cumberland County, Maine · Distress market
DLRadar grades ZIP 04062 (Cumberland County, Maine) at a low 24/100 for overall property distress. The split runs 54/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), climate & FEMA risk (82/100). Leading the profile are structural risk (54/100), institutional ownership (42/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) and construction/permit lag (12/100) register low.
Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 20% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 9.8%. The poverty rate is 2.9% — low. 85% of housing is owner-occupied. The ZIP holds roughly 8,709 housing units. The typical home is worth about $388,900 (3.8× income, relatively affordable). DLRadar's demographic-stress index for the area reads 23/100. About 19,041 people live here, median age 42. At $98,946, median income runs above typical U.S. levels. Around 42% of adults hold a bachelor's degree or higher. Rent burden reaches 15% of tenant households.
Broadly, 04062 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 04062 at the moment; the composite and its components are still built from verifiable public records.
The 04062 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 04062 stays directly comparable to neighboring ZIPs and the rest of Cumberland County, Maine. The score is rebuilt from public data as it updates, so 04062 reflects the current record instead of a stale or modeled snapshot.
The 24/100 figure for 04062 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 04062 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 04062
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 04062 Stress Report snapshot
The live 04062 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Cumberland County
Related reports across Cumberland County, Maine
Other reports tied to Cumberland County, Maine — ZIP, county and statewide.
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Deterministic. Every signal traces to a public dataset · methodology