ZIP 04062 Property Distress & Foreclosure Data

In Cumberland County, Maine, ZIP 04062 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 61 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (82/100)). Its standout signals are structural risk (61/100), institutional ownership (47/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (19/100).

The expansion-phase market in 04062 posted values that rose 5.2% over the year, and 20% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 9.8%. 2.9% of residents fall below the poverty threshold. Owners hold 85% of homes, renters 15%. There are about 8,709 housing units across 04062. Home values center near $388,900, an affordability ratio of 3.8× — accessible. DLRadar's demographic-stress index for the area reads 23/100. Population is roughly 19,041 with a median age of 42. Median household income is $98,946, above the U.S. median near $78,000. Educational attainment sits at 42% bachelor's-or-above. Rent burden reaches 15% of tenant households.

On balance 04062 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.