ZIP 04017 Foreclosure, Tax-Lien & Distress Report
Cumberland County, Maine · High Vacancy market
In Cumberland County, Maine, ZIP 04017 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 54/100, with 6/100 of stress already active. The most distinctive pressure shows up in structural risk (54/100), institutional ownership (42/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100) and construction/permit lag (12/100). Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (82/100)).
The market reads peak — home values rose 4.2% year on year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
568 residents call 04017 home, typically aged 60. Around 89% of renters are cost-burdened. The ZIP holds roughly 554 housing units. Around 58% of adults hold a bachelor's degree or higher. The tenure split is 67% owner-occupied to 33% rented. The vacancy rate is 51.1% — elevated. The demographic-stress sub-score lands at 52/100. Roughly 11.0% live below the poverty line. Home values center near $651,400, an affordability ratio of 8.0× — stretched. At $63,750, median income runs below typical U.S. levels.
Net-net, 04017 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 04017 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 04017's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 04017 shows blanks, not estimates, wherever the record is sparse.
04017's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 04017 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 04017’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 04017 by the numbers
A live read on 04017: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Cumberland County
More distress data near 04017
Further distress data across Cumberland County, Maine at ZIP, county and state level.
Get the full acquisition report for 04017
The full 04017 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology