ZIP 04011 Property Distress & Foreclosure Data

ZIP code 04011 in Cumberland County, Maine carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (82/100)). What sets it apart are the readings on structural risk (61/100), institutional ownership (47/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (19/100). Structural exposure scores 61 and live distress 6 on the 0–100 scale.

The expansion-phase market in 04011 posted values that rose 5.2% over the year, and 24% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 7.3%. DLRadar's demographic-stress index for the area reads 31/100. Home values center near $376,300, an affordability ratio of 4.6×. Educational attainment sits at 52% bachelor's-or-above. There are about 9,523 housing units across 04011. Median household income is $74,102, near the U.S. median near $78,000. Owners hold 74% of homes, renters 26%. Rent burden reaches 46% of tenant households. Population is roughly 22,081 with a median age of 40. 6.5% of residents fall below the poverty threshold.

On balance 04011 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.