ZIP 04222 Property Distress & Foreclosure Data

Androscoggin County, Maine's ZIP 04222 registers 21/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (63/100), climate & FEMA risk (62/100). The most distinctive pressure shows up in structural risk (45/100), institutional ownership (42/100), mortgage stress (16/100). mortgage stress (16/100) and construction/permit lag (16/100) stay muted. Structural risk reads 45/100 against active distress of 5/100.

Prices here sit in a expansion phase: values rose 8.8% over the trailing year, and 22% higher over three years, at 44/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

4,203 residents call 04222 home, typically aged 40. The tenure split is 95% owner-occupied to 5% rented. Households earn a median $96,492 — above the roughly $78,000 national figure. There are about 1,704 housing units across 04222. Vacancy runs 2.0%. On demographic stress specifically, 04222 scores 22/100. A median home runs $322,200 here, or 3.0 times local income. About 37% have a four-year degree. Roughly 3.7% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 30% of tenant households.

On balance, 04222 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.