ZIP 04222 Foreclosure, Tax-Lien & Distress Report

In Androscoggin County, Maine, ZIP 04222 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (62/100), flood (NFIP) exposure (62/100). Its heaviest discrete signals: construction/permit lag (83/100), structural risk (60/100), institutional ownership (36/100). On the quiet end sit institutional ownership (36/100) and mortgage stress (16/100). The latent-versus-live split is 60/100 structural and 5/100 already moving.

Prices here sit in a peak phase: values rose 0.8% over the trailing year, and 22% higher over three years (phase confidence 51/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 4,203 with a median age of 40. 95% of housing is owner-occupied. Median household income is $96,492, above the U.S. median near $78,000. There are about 1,704 housing units across 04222. The vacancy rate is 2.0%. DLRadar's demographic-stress index for the area reads 22/100. Home values center near $322,200, an affordability ratio of 3.0× — accessible. Around 37% of adults hold a bachelor's degree or higher. 3.7% of residents fall below the poverty threshold. Around 30% of renters are cost-burdened.

On balance 04222 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 04222 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 04222 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Androscoggin County, Maine and the nation. The score is rebuilt from public data as it updates, so 04222 reflects the current record instead of a stale or modeled snapshot.

The 26/100 figure for 04222 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 04222 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.