ZIP 04250 Property Distress & Foreclosure Data

ZIP code 04250 in Androscoggin County, Maine carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (45/100), institutional ownership (42/100), mortgage stress (16/100). By contrast, mortgage stress (16/100) and construction/permit lag (16/100) register low. On the structural side it scores 45/100, with 5/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (63/100), climate & FEMA risk (62/100).

The market reads expansion — home values rose 8.8% year on year, and 32% higher over three years (phase confidence 44/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $71,903, median income runs near typical U.S. levels. The poverty rate is 6.2% — low. Around 21% of renters are cost-burdened. The typical home is worth about $257,700 (3.1× income, relatively affordable). About 4,808 people live here, median age 37. Around 21% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,922 housing units. The demographic-stress sub-score lands at 26/100. 72% of housing is owner-occupied. The vacancy rate is 5.3%.

Net-net, 04250 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.