ZIP 04256 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 04256 (Androscoggin County, Maine) returns a low composite of 26/100. It additionally carries heavy environmental risk: climate & FEMA risk (62/100), flood (NFIP) exposure (62/100). Latent structural risk is 60/100 while live distress already moving reads 5/100. What sets it apart are the readings on construction/permit lag (83/100), structural risk (60/100), institutional ownership (36/100). On the quiet end sit institutional ownership (36/100) and mortgage stress (16/100).

The market reads peak — home values rose 0.8% year on year, and 47% higher over three years, at 51/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 1,303 housing units. Home values center near $270,900, an affordability ratio of 3.8× — accessible. 10.8% of residents fall below the poverty threshold. Population is roughly 3,108 with a median age of 37. Around 30% of renters are cost-burdened. Educational attainment sits at 15% bachelor's-or-above. Median household income is $58,958, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 31/100. The vacancy rate is 4.3%. 70% of housing is owner-occupied.

Overall, 04256 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 04256 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 04256 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 04256 stays directly comparable to neighboring ZIPs and the rest of Androscoggin County, Maine. The score is rebuilt from public data as it updates, so 04256 reflects the current record instead of a stale or modeled snapshot.

Behind 04256's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 04256 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.