ZIP 04256 Property Distress & Foreclosure Data

In Androscoggin County, Maine, ZIP 04256 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (63/100), climate & FEMA risk (62/100). The latent-versus-live split is 45/100 structural and 5/100 already moving. Its standout signals are structural risk (45/100), institutional ownership (42/100), mortgage stress (16/100). By contrast, mortgage stress (16/100) and construction/permit lag (16/100) register low.

The market reads expansion — home values rose 8.8% year on year, and 47% higher over three years (phase confidence 44/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 1,303 housing units. The typical home is worth about $270,900 (3.8× income, relatively affordable). The poverty rate is 10.8%. About 3,108 people live here, median age 37. Around 30% of renters are cost-burdened. Around 15% of adults hold a bachelor's degree or higher. At $58,958, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 31/100. The vacancy rate is 4.3%. 70% of housing is owner-occupied.

Net-net, 04256 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.