ZIP 04281 Property Distress & Foreclosure Data

Oxford County, Maine's ZIP 04281 registers 22/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (49/100), institutional ownership (44/100), mortgage stress (22/100). On the quiet end sit mortgage stress (22/100) and construction/permit lag (21/100). The latent-versus-live split is 49/100 structural and 7/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (72/100), climate & FEMA risk (65/100)).

The expansion-phase market in 04281 posted values that rose 6.1% over the year, and 12% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

DLRadar's demographic-stress index for the area reads 32/100. Home values center near $240,400, an affordability ratio of 2.8× — accessible. 17.5% of residents fall below the poverty threshold. Around 47% of renters are cost-burdened. Population is roughly 5,268 with a median age of 46. Educational attainment sits at 21% bachelor's-or-above. Median household income is $68,197, below the U.S. median near $78,000. The ZIP holds roughly 2,746 housing units. Owners hold 66% of homes, renters 34%. The vacancy rate is 14.0% — elevated.

On the whole, 04281 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.