ZIP 04255 Property Distress & Foreclosure Data

ZIP code 04255 in Oxford County, Maine carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 49/100 against active distress of 7/100. What sets it apart are the readings on structural risk (49/100), institutional ownership (44/100), mortgage stress (22/100). mortgage stress (22/100) and construction/permit lag (21/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (72/100), climate & FEMA risk (65/100).

Prices here sit in a expansion phase: values rose 6.1% over the trailing year, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

676 residents call 04255 home, typically aged 48. On demographic stress specifically, 04255 scores 36/100. Vacancy runs 62.0%, above the national norm and a classic distress-and-opportunity signal. Roughly 9.4% live below the poverty line. A median home runs $225,000 here, or 4.1 times local income. Households earn a median $54,107 — below the roughly $78,000 national figure. The tenure split is 69% owner-occupied to 31% rented. About 24% have a four-year degree. There are about 834 housing units across 04255. Rent burden reaches 29% of tenant households.

Taken together, 04255 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

22/100
Composite stress
49/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 04255

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk65
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Oxford County

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