ZIP 04255 Foreclosure, Tax-Lien & Distress Report
Oxford County, Maine · High Vacancy market
In Oxford County, Maine, ZIP 04255 scores 25 of 100 for composite distress, a low level on DLRadar's distress index. The split runs 57/100 structural to 7/100 active on the ground. Leading the profile are construction/permit lag (60/100), structural risk (57/100), institutional ownership (40/100). mortgage stress (22/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (69/100), climate & FEMA risk (65/100).
Prices here sit in a peak phase: values rose 2.0% over the trailing year, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.
676 residents call 04255 home, typically aged 48. The demographic-stress sub-score lands at 36/100. Vacancy runs 62.0%, above the national norm and a classic distress-and-opportunity signal. 9.4% of residents fall below the poverty threshold. The typical home is worth about $225,000 (4.1× income). Median household income is $54,107, below the U.S. median near $78,000. The tenure split is 69% owner-occupied to 31% rented. About 24% have a four-year degree. There are about 834 housing units across 04255. Around 29% of renters are cost-burdened.
Taken together, 04255 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 04255 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 04255 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 04255, the field stays empty rather than modeled, and fills in as new documents post.
The 25/100 figure for 04255 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 04255 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 04255 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 04255 by the numbers
A live read on 04255: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Oxford County ZIP codes
Nearest ZIP codes to 04255
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 04255
Keep going: ZIP, county and state distress coverage for Oxford County, Maine.
Unlock the full ZIP 04255 acquisition report
The full 04255 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology