ZIP 04289 Foreclosure, Tax-Lien & Distress Report
Oxford County, Maine · High Vacancy market
In Oxford County, Maine, ZIP 04289 scores 25 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: flood (NFIP) exposure (69/100), climate & FEMA risk (65/100). Structurally it carries 57/100, against 7/100 of stress already in motion. Its standout signals are construction/permit lag (60/100), structural risk (57/100), institutional ownership (40/100). mortgage stress (22/100) stay muted.
Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
On demographic stress specifically, 04289 scores 37/100. Vacancy runs 23.8%, above the national norm and a classic distress-and-opportunity signal. At $55,670, median income runs below typical U.S. levels. Educational attainment sits at 19% bachelor's-or-above. Around 64% of renters are cost-burdened. Population is roughly 1,901 with a median age of 45. 19.7% of residents fall below the poverty threshold. The tenure split is 81% owner-occupied to 19% rented. Home values center near $193,000, an affordability ratio of 3.3× — accessible. There are about 881 housing units across 04289.
Net-net, 04289 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 04289 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 04289's 25/100 can be lined up against any neighbor in Oxford County, Maine or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 04289 shows blanks, not estimates, wherever the record is sparse.
Behind 04289's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 04289 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 04289
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 04289 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Open the complete 04289 acquisition file
Pull every distressed parcel in 04289 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Built from public records, scored the same way everywhere · methodology