ZIP 04289 Property Distress & Foreclosure Data

DLRadar grades ZIP 04289 (Oxford County, Maine) at a low 22/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), climate & FEMA risk (65/100). The latent-versus-live split is 49/100 structural and 7/100 already moving. Property-level stress concentrates in structural risk (49/100), institutional ownership (44/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) and construction/permit lag (21/100) register low.

The market reads expansion — home values rose 6.1% year on year (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The demographic-stress sub-score lands at 37/100. The vacancy rate is 23.8% — elevated. At $55,670, median income runs below typical U.S. levels. Around 19% of adults hold a bachelor's degree or higher. Around 64% of renters are cost-burdened. About 1,901 people live here, median age 45. The poverty rate is 19.7% — high, a tax-stress and distress correlate. 81% of housing is owner-occupied. The typical home is worth about $193,000 (3.3× income, relatively affordable). The ZIP holds roughly 881 housing units.

Net-net, 04289 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.