ZIP 04292 Property Distress & Foreclosure Data

In Oxford County, Maine, ZIP 04292 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), climate & FEMA risk (65/100). The latent-versus-live split is 49/100 structural and 7/100 already moving. Its standout signals are structural risk (49/100), institutional ownership (44/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) and construction/permit lag (21/100) register low.

The market reads expansion — home values rose 6.1% year on year (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 579 housing units. The typical home is worth about $150,000 (3.0× income, relatively affordable). Around 29% of renters are cost-burdened. About 996 people live here, median age 48. The vacancy rate is 30.6% — elevated. Around 22% of adults hold a bachelor's degree or higher. The poverty rate is 5.1% — low. The demographic-stress sub-score lands at 27/100. At $51,250, median income runs below typical U.S. levels. 92% of housing is owner-occupied.

Net-net, 04292 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.