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Where stress is building, how the cycle is turning, and what is live now.

ZIP 04219 Foreclosure, Tax-Lien & Distress Report

Oxford County, Maine · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 04219 in Oxford County, Maine comes in at 25, a low composite-distress reading. It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100), climate & FEMA risk (65/100). Its standout signals are construction/permit lag (63/100), structural risk (58/100), institutional ownership (38/100). On the quiet end sit institutional ownership (38/100) and mortgage stress (22/100). The latent-versus-live split is 58/100 structural and 7/100 already moving.

The market reads peak — home values rose 2.0% year on year, and 40% higher over three years (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,228 residents call 04219 home, typically aged 50. Rent burden reaches 0% of tenant households. A median home runs $215,900 here, or 3.1 times local income. There are about 1,110 housing units across 04219. Roughly 12.6% live below the poverty line. Households earn a median $61,719 — below the roughly $78,000 national figure. The vacancy rate is 52.5% — elevated. About 22% have a four-year degree. Owners hold 89% of homes, renters 11%. DLRadar's demographic-stress index for the area reads 26/100.

Net-net, 04219 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 04219 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 04219's 25/100 can be lined up against any neighbor in Oxford County, Maine or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 04219, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

04219's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 04219 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

25/100
Composite stress
58/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 04219

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk65
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 04219 by the numbers

The live 04219 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Every distressed parcel in 04219 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

No modelling: every input is a public record · methodology

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