ZIP 04237 Foreclosure, Tax-Lien & Distress Report

ZIP 04237's composite property-distress score is 25/100 - DLRadar classes that as low for Oxford County, Maine. The latent-versus-live split is 58/100 structural and 7/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (71/100), climate & FEMA risk (65/100)). The pressure is most legible in construction/permit lag (63/100), structural risk (58/100), institutional ownership (38/100). By contrast, institutional ownership (38/100) and mortgage stress (22/100) register low.

The market reads peak — home values rose 2.0% year on year (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $334,500. 93% of housing is owner-occupied. The vacancy rate is 61.3% — elevated. Population is roughly 220 with a median age of 50. Around 43% of adults hold a bachelor's degree or higher. Roughly 12.3% live below the poverty line. There are about 307 housing units across 04237. On demographic stress specifically, 04237 scores 21/100. Around 0% of renters are cost-burdened.

Net-net, 04237 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 04237 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 04237 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04237 can be compared directly against any other ZIP in Oxford County, Maine or nationwide. Where the public record is thin for 04237, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 04237 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. The point of the 04237 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.