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ZIP 04268 Foreclosure, Tax-Lien & Distress Report

Oxford County, Maine · High Vacancy market

DLRadar grades ZIP 04268 (Oxford County, Maine) at a low 25/100 for overall property distress. Structurally it carries 58/100, against 7/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100), climate & FEMA risk (65/100). The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (58/100), institutional ownership (38/100). By contrast, institutional ownership (38/100) and mortgage stress (22/100) register low.

The peak-phase market in 04268 posted values that rose 2.0% over the year, and 27% higher over three years (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 74% of homes, renters 26%. A median home runs $215,800 here, or 3.5 times local income. Rent burden reaches 25% of tenant households. On demographic stress specifically, 04268 scores 33/100. There are about 2,805 housing units across 04268. The poverty rate is 24.7% — high, a tax-stress and distress correlate. About 5,168 people live here, median age 52. Median household income is $53,162, below the U.S. median near $78,000. Vacancy runs 26.5%, above the national norm and a classic distress-and-opportunity signal. Around 23% of adults hold a bachelor's degree or higher.

On the whole, 04268 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 04268 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 04268's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 04268, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 25/100 for 04268 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 04268 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

25/100
Composite stress
58/100
Structural risk
7/100
Distress activity

What is driving ZIP 04268’s distress

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk65
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 04268 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 04268, drawn from the same report attached to each property.

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Neighbouring ZIPs in Oxford County

More distress data near 04268

Other reports tied to Oxford County, Maine — ZIP, county and statewide.

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