ZIP 04268 Property Distress & Foreclosure Data

Oxford County, Maine's ZIP 04268 registers 22/100 composite distress, which DLRadar reads as low. Structural exposure scores 49 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), climate & FEMA risk (65/100). The most distinctive pressure shows up in structural risk (49/100), institutional ownership (44/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) and construction/permit lag (21/100) register low.

The market reads expansion — home values rose 6.1% year on year, and 27% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

74% of housing is owner-occupied. The typical home is worth about $215,800 (3.5× income, relatively affordable). Rent burden reaches 25% of tenant households. The demographic-stress sub-score lands at 33/100. There are about 2,805 housing units across 04268. The poverty rate is 24.7% — high, a tax-stress and distress correlate. About 5,168 people live here, median age 52. At $53,162, median income runs below typical U.S. levels. Vacancy runs 26.5%, above the national norm and a classic distress-and-opportunity signal. Around 23% of adults hold a bachelor's degree or higher.

Net-net, 04268 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.