ZIP 04275 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 04275 (Oxford County, Maine) at a low 26/100 for overall property distress. The split runs 58/100 structural to 7/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (69/100), climate & FEMA risk (65/100). Property-level stress concentrates in construction/permit lag (60/100), structural risk (58/100), institutional ownership (40/100). mortgage stress (22/100) stay muted.

Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 606 people live here, median age 58. 11.2% of residents fall below the poverty threshold. Home values center near $118,700, an affordability ratio of 1.8× — accessible. On demographic stress specifically, 04275 scores 23/100. The tenure split is 96% owner-occupied to 4% rented. Educational attainment sits at 15% bachelor's-or-above. There are about 699 housing units across 04275. Rent burden reaches 0% of tenant households. The vacancy rate is 61.1% — elevated. Median household income is $64,643, below the U.S. median near $78,000.

Taken together, 04275 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 04275 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 04275 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 04275 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 04275 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. Practically, 04275 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.