ZIP 04276 Property Distress & Foreclosure Data

Composite property distress in 04276 (Oxford County, Maine) lands at 22/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (49/100), institutional ownership (44/100), mortgage stress (22/100). mortgage stress (22/100) and construction/permit lag (21/100) stay muted. On the structural side it scores 49/100, with 7/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (72/100), climate & FEMA risk (65/100).

Prices here sit in a expansion phase: values rose 6.1% over the trailing year, and 47% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 36% of renters are cost-burdened. Roughly 20.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 04276 scores 33/100. About 19% have a four-year degree. Households earn a median $39,522 — below the roughly $78,000 national figure. The ZIP holds roughly 3,410 housing units. 5,918 residents call 04276 home, typically aged 51. A median home runs $127,700 here, or 3.0 times local income. The tenure split is 64% owner-occupied to 36% rented. The vacancy rate is 25.1% — elevated.

Taken together, 04276 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.