ZIP 04276 Foreclosure, Tax-Lien & Distress Report
Oxford County, Maine · High Vacancy market
Scored purely from public records, 04276 (Oxford County, Maine) returns a low composite of 25/100. The most distinctive pressure shows up in construction/permit lag (63/100), structural risk (58/100), institutional ownership (38/100). On the quiet end sit institutional ownership (38/100) and mortgage stress (22/100). The latent-versus-live split is 58/100 structural and 7/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (71/100), climate & FEMA risk (65/100)).
Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 47% higher over three years, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Rent burden reaches 36% of tenant households. The poverty rate is 20.5% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 33/100. Educational attainment sits at 19% bachelor's-or-above. Households earn a median $39,522 — below the roughly $78,000 national figure. The ZIP holds roughly 3,410 housing units. About 5,918 people live here, median age 51. A median home runs $127,700 here, or 3.0 times local income. The tenure split is 64% owner-occupied to 36% rented. Vacancy runs 25.1%, above the national norm and a classic distress-and-opportunity signal.
Taken together, 04276 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 04276 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 04276 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Oxford County, Maine and the nation. Where the public record is thin for 04276, the field stays empty rather than modeled, and fills in as new documents post.
The 25/100 figure for 04276 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 04276 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 04276
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
04276 at a glance
The live 04276 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Oxford County
Keep exploring Maine distress
Further distress data across Oxford County, Maine at ZIP, county and state level.
Open the complete 04276 acquisition file
See who owns each distressed property in 04276, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology