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ZIP 04257 Foreclosure, Tax-Lien & Distress Report

Oxford County, Maine · High Vacancy market

Composite property distress in 04257 (Oxford County, Maine) lands at 25/100 — low on DLRadar's public-record scoring. The split runs 58/100 structural to 7/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (63/100), structural risk (58/100), institutional ownership (38/100). On the quiet end sit institutional ownership (38/100) and mortgage stress (22/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100), climate & FEMA risk (65/100).

Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 2,772 with a median age of 45. There are about 1,351 housing units across 04257. Around 49% of renters are cost-burdened. Around 12% of adults hold a bachelor's degree or higher. Vacancy runs 25.6%, above the national norm and a classic distress-and-opportunity signal. Roughly 17.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Home values center near $110,800, an affordability ratio of 1.9× — accessible. At $54,052, median income runs below typical U.S. levels. Owners hold 77% of homes, renters 23%. On demographic stress specifically, 04257 scores 31/100.

Taken together, 04257 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 04257 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 04257's 25/100 can be lined up against any neighbor in Oxford County, Maine or any ZIP coast to coast. Sparse data for 04257 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 04257 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. Treat 04257 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

25/100
Composite stress
58/100
Structural risk
7/100
Distress activity

ZIP 04257 distress signals, scored

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk65
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 04257 distress snapshot

Current distress, phase, housing and lender-pressure figures for 04257, drawn from the same report attached to each property.

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