ZIP 04261 Foreclosure, Tax-Lien & Distress Report
Oxford County, Maine · High Vacancy market
Composite property distress in 04261 (Oxford County, Maine) lands at 25/100 — low on DLRadar's distress scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (69/100), climate & FEMA risk (65/100). The split runs 57/100 structural to 0/100 active on the ground. Its heaviest discrete signals: construction/permit lag (60/100), structural risk (57/100), institutional ownership (40/100).
The peak-phase market in 04261 posted values that rose 2.0% over the year, and 34% higher over three years (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. Around 26% of adults hold a bachelor's degree or higher. About 300 people live here, median age 66. Vacancy runs 90.2%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. The ZIP holds roughly 1,651 housing units. On demographic stress specifically, 04261 scores 31/100. Owners hold 91% of homes, renters 9%. Households earn a median $41,250 — below the roughly $78,000 national figure.
Taken together, 04261 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 04261 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04261 can be compared directly against any other ZIP in Oxford County, Maine or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 04261 shows blanks, not estimates, wherever the record is sparse.
The 25/100 figure for 04261 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 04261 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 04261
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
04261 at a glance
Current distress, phase, housing and lender-pressure figures for 04261, drawn from the same report attached to each property.
Neighbouring ZIPs in Oxford County
Nearest ZIP codes to 04261
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Oxford County, Maine.
Open the complete 04261 acquisition file
Open 04261 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology