ZIP 03581 Property Distress & Foreclosure Data

In Coos County, New Hampshire, ZIP 03581 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (39/100), structural risk (38/100), mortgage stress (20/100). By contrast, structural risk (38/100) and mortgage stress (20/100) register low. The latent-versus-live split is 38/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (71/100), FEMA disaster exposure (64/100).

The market reads peak — home values rose 4.7% year on year, and 49% higher over three years (phase confidence 39/100). Topping markets hide individual distress behind strong averages.

At $61,370, median income runs below typical U.S. levels. The vacancy rate is 16.1% — elevated. The typical home is worth about $196,400 (2.5× income, relatively affordable). Around 26% of adults hold a bachelor's degree or higher. Around 40% of renters are cost-burdened. 77% of housing is owner-occupied. The demographic-stress sub-score lands at 26/100. About 3,243 people live here, median age 54. The poverty rate is 5.9% — low. The ZIP holds roughly 1,901 housing units.

Net-net, 03581 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.