ZIP 03582 Foreclosure, Tax-Lien & Distress Report

ZIP 03582's composite property-distress score is 18/100 - DLRadar classes that as low for Coos County, New Hampshire. Climate and flood risk are elevated too — climate & FEMA risk (71/100), FEMA disaster exposure (71/100). Property-level stress concentrates in structural risk (38/100), institutional ownership (34/100), mortgage stress (20/100). By contrast, institutional ownership (34/100) and mortgage stress (20/100) register low. On the structural side it scores 38/100, with 6/100 of stress already active.

The market reads peak — home values rose 3.9% year on year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 1,269 housing units across 03582. DLRadar's demographic-stress index for the area reads 28/100. The tenure split is 77% owner-occupied to 23% rented. Educational attainment sits at 10% bachelor's-or-above. A median home runs $122,300 here, or 2.2 times local income. Households earn a median $53,059 — below the roughly $78,000 national figure. About 2,218 people live here, median age 45. Rent burden reaches 30% of tenant households. The vacancy rate is 24.1% — elevated. 15.3% of residents fall below the poverty threshold.

Taken together, 03582 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 03582 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 03582's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 03582 reflects the current record instead of a stale or modeled snapshot.

The 18/100 figure for 03582 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 03582 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.