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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 03597 Foreclosure, Tax-Lien & Distress Report

Coos County, New Hampshire · High Vacancy market

ZIP code 03597 in Coos County, New Hampshire carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 38/100, with 0/100 of stress already active. Leading the profile are structural risk (38/100), institutional ownership (34/100). On the quiet end sit structural risk (38/100) and institutional ownership (34/100). It additionally carries heavy environmental risk: climate & FEMA risk (71/100), FEMA disaster exposure (71/100).

Prices here sit in a peak phase: values rose 3.9% over the trailing year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $64,688 — below the roughly $78,000 national figure. The vacancy rate is 36.7% — elevated. The tenure split is 73% owner-occupied to 27% rented. Educational attainment sits at 6% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 34/100. Around 21% of renters are cost-burdened. The ZIP holds roughly 290 housing units. Roughly 21.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 553 with a median age of 44.

On the whole, 03597 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 03597 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 03597, the field stays empty rather than modeled, and fills in as new documents post.

03597's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 03597 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

18/100
Composite stress
38/100
Structural risk
0/100
Distress activity

Signal-by-signal read on 03597

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk71
9 further distress layers are graded for 03597

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 03597 by the numbers

03597 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Deterministic scoring, sourced entirely from public data · methodology

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