ZIP 05903 Property Distress & Foreclosure Data

In Essex County, Vermont, ZIP 05903 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100). The latent-versus-live split is 37/100 structural and 8/100 already moving. Its standout signals are construction/permit lag (71/100), institutional ownership (47/100), structural risk (37/100). By contrast, structural risk (37/100) and mortgage stress (25/100) register low.

The market reads expansion — home values rose 6.5% year on year (phase confidence 44/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The demographic-stress sub-score lands at 31/100. The poverty rate is 10.1%. Around 47% of renters are cost-burdened. The vacancy rate is 39.0% — elevated. The ZIP holds roughly 577 housing units. Around 14% of adults hold a bachelor's degree or higher. About 714 people live here, median age 53. 89% of housing is owner-occupied. At $60,300, median income runs below typical U.S. levels. The typical home is worth about $203,800 (2.7× income, relatively affordable).

Net-net, 05903 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.