ZIP 05903 Foreclosure, Tax-Lien & Distress Report

ZIP 05903's composite property-distress score is 19/100 - DLRadar classes that as low for Essex County, Vermont. It additionally carries heavy environmental risk: FEMA disaster exposure (91/100). The latent-versus-live split is 42/100 structural and 8/100 already moving. The sharpest non-environmental signals are construction/permit lag (86/100), institutional ownership (49/100), structural risk (42/100). On the quiet end sit mortgage stress (25/100).

Prices here sit in a expansion phase: values rose 6.2% over the trailing year, at 46/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The demographic-stress sub-score lands at 31/100. 10.1% of residents fall below the poverty threshold. Rent burden reaches 47% of tenant households. Vacancy runs 39.0%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 577 housing units. About 14% have a four-year degree. About 714 people live here, median age 53. Owners hold 89% of homes, renters 11%. Households earn a median $60,300 — below the roughly $78,000 national figure. A median home runs $203,800 here, or 2.7 times local income.

Net-net, 05903 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 05903 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 05903 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 05903 can be compared directly against any other ZIP in Essex County, Vermont or nationwide. Where the public record is thin for 05903, the field stays empty rather than modeled, and fills in as new documents post.

05903's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 05903 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.