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ZIP 05907 Foreclosure, Tax-Lien & Distress Report

Essex County, Vermont · High Vacancy market

Essex County, Vermont's ZIP 05907 registers 19/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (86/100), institutional ownership (49/100), structural risk (42/100). mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (91/100). Structurally it carries 42/100, against 8/100 of stress already in motion.

The market reads expansion — home values rose 6.2% year on year (phase confidence 46/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

On demographic stress specifically, 05907 scores 29/100. There are about 186 housing units across 05907. Population is roughly 112 with a median age of 51. Owners hold 100% of homes, renters 0%. At $63,125, median income runs below typical U.S. levels. 7.1% of residents fall below the poverty threshold. Around 28% of adults hold a bachelor's degree or higher. Vacancy runs 70.9%, above the national norm and a classic distress-and-opportunity signal. Home values center near $200,000, an affordability ratio of 2.9× — accessible.

Taken together, 05907 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 05907 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 05907 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Essex County, Vermont and the nation. The score is rebuilt from public data as it updates, so 05907 reflects the current record instead of a stale or modeled snapshot.

The 19/100 figure for 05907 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 05907 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

19/100
Composite stress
42/100
Structural risk
8/100
Distress activity

What is driving ZIP 05907’s distress

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk4
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 05907 Stress Report snapshot

The live 05907 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Essex County ZIP reports

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Built from public records, scored the same way everywhere · methodology

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