ZIP 04217 Foreclosure, Tax-Lien & Distress Report

ZIP code 04217 in Oxford County, Maine carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100), climate & FEMA risk (65/100). The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (58/100), institutional ownership (38/100). By contrast, institutional ownership (38/100) and mortgage stress (22/100) register low. Structural risk reads 58/100 against active distress of 7/100.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 30% higher over three years, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 3,285 with a median age of 52. A median home runs $329,700 here, or 4.8 times local income. The tenure split is 85% owner-occupied to 15% rented. Vacancy runs 40.0%, above the national norm and a classic distress-and-opportunity signal. Roughly 13.1% live below the poverty line. About 37% have a four-year degree. At $58,152, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 30/100. There are about 2,648 housing units across 04217. Rent burden reaches 7% of tenant households.

Taken together, 04217 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 04217 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 04217 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Oxford County, Maine and the nation. Where the public record is thin for 04217, the field stays empty rather than modeled, and fills in as new documents post.

04217's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 04217 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.