ZIP 04217 Property Distress & Foreclosure Data

Composite property distress in 04217 (Oxford County, Maine) lands at 22/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), climate & FEMA risk (65/100). The sharpest non-environmental signals are structural risk (49/100), institutional ownership (44/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) and construction/permit lag (21/100) register low. Structural exposure scores 49 and live distress 7 on the 0–100 scale.

The market reads expansion — home values rose 6.1% year on year, and 30% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 3,285 people live here, median age 52. The typical home is worth about $329,700 (4.8× income). 85% of housing is owner-occupied. Vacancy runs 40.0%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 13.1%. Around 37% of adults hold a bachelor's degree or higher. At $58,152, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 30/100. There are about 2,648 housing units across 04217. Rent burden reaches 7% of tenant households.

Net-net, 04217 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.