ZIP 04226 Property Distress & Foreclosure Data

Composite property distress in 04226 (Oxford County, Maine) lands at 22/100 — low on DLRadar's public-record scoring. Structural risk reads 49/100 against active distress of 7/100. The sharpest non-environmental signals are structural risk (49/100), institutional ownership (44/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) and construction/permit lag (21/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), climate & FEMA risk (65/100).

The market reads expansion — home values rose 6.1% year on year, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 52 housing units across 04226. The poverty rate is 0.0% — low. At $37,375, median income runs below typical U.S. levels. Around 43% of adults hold a bachelor's degree or higher. The typical home is worth about $125,000 (4.0× income, relatively affordable). The demographic-stress sub-score lands at 22/100. Vacancy runs 13.9%, above the national norm and a classic distress-and-opportunity signal. 100% of housing is owner-occupied. About 73 people live here, median age 62.

Net-net, 04226 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

22/100
Composite stress
49/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 04226

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk65
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Oxford County

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Deterministic. Every signal traces to a public dataset · methodology