ZIP 04226 Foreclosure, Tax-Lien & Distress Report
Oxford County, Maine · High Vacancy market
In Oxford County, Maine, ZIP 04226 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 58/100 structural and 7/100 already moving. Its standout signals are construction/permit lag (63/100), structural risk (58/100), institutional ownership (38/100). On the quiet end sit institutional ownership (38/100) and mortgage stress (22/100). Climate and flood risk are elevated too — flood (NFIP) exposure (71/100), climate & FEMA risk (65/100).
Prices here sit in a peak phase: values rose 2.0% over the trailing year, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
There are about 52 housing units across 04226. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. At $37,375, median income runs below typical U.S. levels. Around 43% of adults hold a bachelor's degree or higher. Home values center near $125,000, an affordability ratio of 4.0× — accessible. On demographic stress specifically, 04226 scores 22/100. The vacancy rate is 13.9% — elevated. Owners hold 100% of homes, renters 0%. Population is roughly 73 with a median age of 62.
On the whole, 04226 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 04226 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Oxford County, Maine and the nation. Sparse data for 04226 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 25/100 figure for 04226 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 04226 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 04226 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 04226 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 04226, the same set carried on every parcel.
Adjacent Oxford County ZIP reports
More distress data near 04226
Additional distress intelligence spanning Oxford County, Maine by ZIP, county and state.
Unlock the full ZIP 04226 acquisition report
The full 04226 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology