ZIP 04022 Property Distress & Foreclosure Data

DLRadar grades ZIP 04022 (Oxford County, Maine) at a low 22/100 for overall property distress. Structural exposure scores 49 and live distress 7 on the 0–100 scale. Property-level stress concentrates in structural risk (49/100), institutional ownership (44/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) and construction/permit lag (21/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), climate & FEMA risk (65/100).

The market reads expansion — home values rose 6.1% year on year, and 51% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,149 people live here, median age 53. 91% of housing is owner-occupied. The typical home is worth about $250,000 (3.6× income, relatively affordable). Around 28% of adults hold a bachelor's degree or higher. The poverty rate is 9.8%. The demographic-stress sub-score lands at 33/100. There are about 1,035 housing units across 04022. Rent burden reaches 42% of tenant households. Vacancy runs 53.0%, above the national norm and a classic distress-and-opportunity signal. At $65,938, median income runs below typical U.S. levels.

Net-net, 04022 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.