ZIP 04051 Property Distress & Foreclosure Data

Oxford County, Maine's ZIP 04051 registers 22/100 composite distress, which DLRadar reads as low. Structural exposure scores 49 and live distress 7 on the 0–100 scale. The most distinctive pressure shows up in structural risk (49/100), institutional ownership (44/100), mortgage stress (22/100). mortgage stress (22/100) and construction/permit lag (21/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (72/100), climate & FEMA risk (65/100).

Prices here sit in a expansion phase: values rose 6.1% over the trailing year, and 26% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

1,291 residents call 04051 home, typically aged 52. A median home runs $295,000 here, or 3.7 times local income. Roughly 12.7% live below the poverty line. On demographic stress specifically, 04051 scores 34/100. The tenure split is 85% owner-occupied to 15% rented. Vacancy runs 57.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 41% of tenant households. There are about 1,360 housing units across 04051. Households earn a median $72,308 — near the roughly $78,000 national figure. About 33% have a four-year degree.

Taken together, 04051 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.