Oxford County, ME Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Oxford County, Maine? DLRadar grades every Oxford County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Oxford County breakdown.
- Oxford County's most distressed ZIP is 04010 at 25/100.
- 35 ZIP codes tracked in Oxford County, averaging 25/100 distress.
- Oxford County reads peak — home values up 2.0% year over year, 0.7% off peak.
- Vacancy runs 39.2% across Oxford County's tracked ZIPs, with a 11% poverty rate.
- The typical Oxford County home is worth about $222,360 against a ~$61,065 median income.
- Lending headwind in Oxford County sits at 47/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 04010 | 25/100 |
| 2 | 04022 | 25/100 |
| 3 | 04037 | 25/100 |
| 4 | 04041 | 25/100 |
| 5 | 04051 | 25/100 |
| 6 | 04068 | 25/100 |
| 7 | 04088 | 25/100 |
| 8 | 04216 | 25/100 |
| 9 | 04217 | 25/100 |
| 10 | 04219 | 25/100 |
| 11 | 04220 | 25/100 |
| 12 | 04221 | 25/100 |
Most distressed ZIP codes in Oxford County (composite distress 0-100, 2026)
What is driving Oxford County distress
The Oxford County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 25/100 ZIP average. No proprietary or modelled inputs enter the score.
Oxford County market phase and pricing
Oxford County currently sits in peak after a 2.0% gain in the past twelve months, 0.7% off the high. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Frequently asked questions
Which part of Oxford County, ME scores highest for distress?
ZIP 04010 leads Oxford County at 25/100, recomputed monthly from public records.
Is Oxford County expanding or contracting?
The market phase for Oxford County is peak, prices rising 2.0% on the year — derived from the FHFA House Price Index path.
How is the Oxford County data sourced?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 35 Oxford County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Oxford County ZIP codes?
The county figure is a blend, not a description. Across the Oxford County ZIPs DLRadar ranks, scores run from 25/100 in 04010 down to 25/100 in 04221, against a Oxford County average of 25/100. Those 0 points separate the ZIPs worth working in Oxford County from the rest.
What do Oxford County home values and vacancy say about distressed supply?
The typical Oxford County home carries about $222,360 of value against a median household income near $61,065. Vacancy across Oxford County's tracked ZIPs runs 39.2% and the poverty rate is 11%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Oxford County's filings and its 47/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.