Oxford County, ME Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Oxford County, ME distress report, 2026: 35 ZIPs scored in Oxford, ME, Oxford, ME average 26/100; the top Oxford, ME ZIP is 04010 at 26/100; Oxford, ME market phase peak, Oxford, ME prices +2.0% year over year.
- Oxford, ME ranks #515 nationally (opportunity index); Oxford, ME #2 in Maine; Oxford, ME index 33.4.
- Oxford, ME: no CFPB county sample; Oxford, ME non-metro area reading 1.1%.
- Oxford, ME ZIP phases: 35 peak.
- Oxford, ME residential listings tracked: 44 across 34 ZIPs; Oxford, ME candidate listings 21.
- Oxford, ME HUD assisted properties: 2 with 94 units.
- Oxford, ME lenders on watch: 5; largest Oxford, ME footprint Norway Savings Bank (4 branches).
- Oxford, ME most distressed ZIP: 04010 at 26/100.
Oxford, ME figures: DLRadar distress index; Oxford, ME inputs: CFPB, FHFA, HUD, FDIC; Oxford, ME rebuilt as sources refresh.
| Rank | Oxford, ME ZIP | Score |
|---|---|---|
| 1 | 04010 | 26/100 |
| 2 | 04022 | 26/100 |
| 3 | 04037 | 26/100 |
| 4 | 04041 | 26/100 |
| 5 | 04051 | 26/100 |
| 6 | 04068 | 26/100 |
| 7 | 04088 | 26/100 |
| 8 | 04216 | 26/100 |
| 9 | 04217 | 26/100 |
| 10 | 04219 | 26/100 |
| 11 | 04220 | 26/100 |
| 12 | 04221 | 26/100 |
Most distressed Oxford, ME ZIPs (0-100, 2026)
Mortgage delinquency around Oxford, ME
No CFPB county sample covers Oxford, ME; the non-metro area reading for Oxford, ME: 1.1% ninety-plus; Oxford, ME area thirty-to-eighty-nine 2.1% (December 2025, Oxford, ME); Maine overall 0.9%.
Opportunity index: Oxford, ME
Oxford, ME index 33.4, Oxford, ME phase peak_opportunity; Oxford, ME primary driver vacancy, Oxford, ME second driver construction. Oxford, ME components: property stress 25.9, foreclosure pressure 25.7, listing discounts 29.4, bank stress 47.0, insurance 0.0; Oxford, ME pulse 37.2; Oxford, ME capital opportunity 27.6; Oxford, ME seven-day change +0.2%.
ZIP market phases inside Oxford, ME
35 Oxford, ME ZIPs carry a price-cycle phase; Oxford, ME ZIPs by phase (Oxford, ME), deepest drawdown first: peak, +2.0% YoY, 0.7% off peak (Oxford, ME): 04010, 04022, 04037, 04041, Oxford, ME 04051, 04068, 04088, 04216, Oxford, ME 04217, 04219, 04220, 04221, Oxford, ME 04224, 04226, 04227, 04231.
Residential listings by Oxford, ME ZIP
Oxford, ME ZIPs with the most tracked Oxford, ME residential listings: 04261 6 listings, 0 candidates, bank pressure 61; 04276 6 listings, 2 candidates, bank pressure 61; 04037 5 listings, 4 candidates, bank pressure 61; 04088 5 listings, 2 candidates, bank pressure 61 (Oxford, ME); 04257 3 listings, 3 candidates, bank pressure 61; 04270 3 listings, 3 candidates, bank pressure 61; 04289 3 listings, 0 candidates, bank pressure 61; 04051 2 listings, 1 candidates, bank pressure 61. Oxford, ME totals: 44 listings; Oxford, ME candidates 21; active ZIPs 1.
HUD assisted housing in Oxford, ME
2 assisted properties with 94 units sit in Oxford, ME; largest Oxford, ME properties: Rumford Island Complex (Rumford) 88 units, 88 assisted; Stony Brook Housing (South Paris) 6 units, 6 assisted.
Lenders with branches in Oxford, ME
Oxford, ME lenders by branch count: Norway Savings Bank (Oxford, ME): stress 56, 4 branches low in Oxford, ME; Northeast Bank (Oxford, ME): stress 35, 2 branches low in Oxford, ME; Bangor Savings Bank (Oxford, ME): stress 94, 1 branch low in Oxford, ME; Androscoggin Savings Bank (Oxford, ME): stress 74, 1 branch low in Oxford, ME; Franklin Savings Bank (Oxford, ME): stress 43, 1 branch low in Oxford, ME.
Vacancy and permits, Oxford, ME
12,715 of 36,855 Oxford, ME housing units are vacant; Oxford, ME permits, twelve months: 10 multifamily units in Oxford, ME, 352 one-to-four unit units.
Work Oxford, ME at the parcel level
Every Oxford, ME parcel carries owner and address; every Oxford, ME parcel carries APN; Oxford, ME distress scores sit on the Oxford, ME live board.
Oxford, ME figures refresh with each source.
Oxford, ME questions
Most distressed ZIP code in Oxford County, ME?
ZIP 04010 leads Oxford, ME at 26/100; next in Oxford, ME: 04022 at 26/100; the Oxford, ME average is 26/100.
Where does Oxford County, ME rank for investment opportunity?
Oxford, ME is #515 among all ranked counties, #2 in Maine; the Oxford, ME driver is vacancy; Oxford, ME moved up 169 places.
How many mortgages are delinquent in Oxford County, ME?
Oxford, ME takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Oxford, ME.
Which banks lend in Oxford County, ME?
5 watched lenders hold Oxford, ME branches; the largest Oxford, ME footprints are Norway Savings Bank (4), Northeast Bank (2), Bangor Savings Bank (1).
More on Oxford, ME
Oxford County, ME distress report: public-record figures for Oxford, ME; not legal advice for Oxford, ME; not tax or investment advice; verify every Oxford, ME record before acting.