Oxford County, ME: Home-Insurance Distress & Forced-Sale Pressure
Oxford County, ME: 52/100 (elevated) home-insurance distress; Oxford, ME band MEDIUM; Oxford, ME #1,052 of 3,222 counties; Oxford, ME #9 of 16 in Maine.
FEMA hazard, Oxford, ME: 40/100; Oxford, ME declarations, three years: 2; Oxford, ME perils: 2 severe-storm; Oxford, ME five-year count 15 (severity 16.5); Oxford, ME ten-year 15; hazard-weighted, Oxford, ME: 2.0.
Declared incidents on the Oxford, ME record: 2024 Severe Storm 3; 2023 Severe Storm 3 (Oxford, ME); 2023 Hurricane 1; 2023 Flood 1 (Oxford, ME).
NFIP claims, Oxford, ME, three years: 1; Oxford, ME payouts $60,099; per Oxford, ME claim $60,099; Oxford, ME claim-stress 69/100.
Oxford, ME monthly score fell, 60 (March 2026) to 55 (October 2026); Oxford, ME by month: March 60, April 60, May 57, June 57 (Oxford, ME), July 55, August 53, September 53, October 55.
Oxford, ME components: climate 46, NFIP claims 69; Oxford, ME retreat index 55.
Construction distress, Oxford, ME: 59/100 as of August 2026 (Oxford, ME: 57/100 one-to-four unit, 97/100 multifamily).
Oxford, ME ZIPs, June 2026 (Oxford, ME, 16 highest): score 0 (Oxford, ME), climate 75 (Oxford, ME): 04040; score 0 (Oxford, ME), climate 68 (Oxford, ME): 03579; score 0 (Oxford, ME), climate 65 (Oxford, ME): 04010, 04022, 04037, 04041, Oxford, ME 04051, 04068, 04088, 04216, Oxford, ME 04217, 04219, 04220, 04221, Oxford, ME 04226, 04227.
DLRadar rescores Oxford, ME monthly; Oxford, ME readings join Oxford, ME foreclosure, lien and ownership parcels (Oxford, ME), so cost-squeezed Oxford, ME owners surface before listing.
Inside Maine, Oxford County ranks 9th of 16 counties for home-insurance distress at 52/100; Sagadahoc County (58/100) sits just above Oxford County, and Androscoggin County (48/100) sits just below Oxford County.
Deterministic. Every Oxford County, ME signal traces to a public Oxford dataset (FEMA, NFIP, Census for Oxford, ME) · how insurance distress works in Oxford, ME · methodology
FAQ: Oxford County, ME insurance distress
What is the Oxford County, ME home-insurance-distress score?
Oxford, ME: 52/100 (MEDIUM), #1,052 of 3,222, #9 in Maine. FEMA hazard, Oxford, ME: 40/100; NFIP stress, Oxford, ME: 69/100; construction, Oxford, ME: 59/100; Oxford, ME rescores monthly.
Is Oxford County insurance distress getting better or worse (ME)?
Oxford, ME: 60 in March 2026; Oxford, ME: 55 in October 2026 (better); Oxford, ME climate component 46; Oxford, ME NFIP claims score 69.
How many flood-insurance claims has Oxford County, ME had?
Oxford, ME: 1 NFIP claims, three years; Oxford, ME paid $60,099; per Oxford, ME claim $60,099; carriers reprice Oxford, ME against that record.
Which Oxford County ZIP codes carry the most insurance distress (ME)?
Oxford, ME, June 2026: 04040 at 0, 03579 at 0, 04010 at 0, 04022 at 0; Oxford, ME climate scores there: 75, 68, 65, 65.
Why does Oxford, ME insurance distress create sellers?
A Oxford, ME premium outruns the Oxford, ME budget; a carrier leaves Oxford, ME; Oxford, ME carrying cost passes plan; Oxford, ME owners sell while current; Oxford, ME insurance distress leads Oxford, ME foreclosure data.