ZIP 04290 Foreclosure, Tax-Lien & Distress Report

Oxford County, Maine's ZIP 04290 registers 25/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100), climate & FEMA risk (65/100). Structural risk reads 58/100 against active distress of 7/100. Its standout signals are construction/permit lag (63/100), structural risk (58/100), institutional ownership (38/100). On the quiet end sit institutional ownership (38/100) and mortgage stress (22/100).

Prices here sit in a peak phase: values rose 2.0% over the trailing year, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $67,500 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 23/100. 92% of housing is owner-occupied. Vacancy runs 25.5%, above the national norm and a classic distress-and-opportunity signal. Roughly 10.1% live below the poverty line. Around 18% of adults hold a bachelor's degree or higher. The ZIP holds roughly 853 housing units. A median home runs $141,300 here, or 1.8 times local income. Around 23% of renters are cost-burdened. About 1,498 people live here, median age 51.

Taken together, 04290 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 04290 at the moment; the composite and its components are still built from verifiable public records.

Whether 04290 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04290 can be compared directly against any other ZIP in Oxford County, Maine or nationwide. Where the public record is thin for 04290, the field stays empty rather than modeled, and fills in as new documents post.

04290's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 04290 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.