ZIP 04290 Property Distress & Foreclosure Data

Oxford County, Maine's ZIP 04290 registers 22/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (72/100), climate & FEMA risk (65/100)). On the structural side it scores 49/100, with 7/100 of stress already active. The most distinctive pressure shows up in structural risk (49/100), institutional ownership (44/100), mortgage stress (22/100). On the quiet end sit mortgage stress (22/100) and construction/permit lag (21/100).

The expansion-phase market in 04290 posted values that rose 6.1% over the year (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $67,500, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 23/100. Owners hold 92% of homes, renters 8%. The vacancy rate is 25.5% — elevated. 10.1% of residents fall below the poverty threshold. Educational attainment sits at 18% bachelor's-or-above. The ZIP holds roughly 853 housing units. Home values center near $141,300, an affordability ratio of 1.8× — accessible. Around 23% of renters are cost-burdened. Population is roughly 1,498 with a median age of 51.

On the whole, 04290 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.