ZIP 04964 Foreclosure, Tax-Lien & Distress Report
Oxford County, Maine · High Vacancy market
ZIP code 04964 in Oxford County, Maine carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Its standout signals are construction/permit lag (61/100), structural risk (52/100), institutional ownership (34/100). By contrast, institutional ownership (34/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (60/100). Structural risk reads 52/100 against active distress of 0/100.
The market reads peak — home values rose 2.0% year on year, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
On demographic stress specifically, 04964 scores 30/100. 0.0% of residents fall below the poverty threshold. 84 residents call 04964 home, typically aged 72. There are about 990 housing units across 04964. About 83% have a four-year degree. At $69,432, median income runs near typical U.S. levels. Owners hold 100% of homes, renters 0%. The vacancy rate is 93.1% — elevated. The typical home is worth about $325,000 (4.7× income).
Net-net, 04964 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 04964 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 04964 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04964 can be compared directly against any other ZIP in Oxford County, Maine or nationwide. Sparse data for 04964 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 04964 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. The point of the 04964 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 04964
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
04964 at a glance
The live 04964 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Oxford County
Related reports across Oxford County, Maine
Other reports tied to Oxford County, Maine — ZIP, county and statewide.
Get the full acquisition report for 04964
Every distressed parcel in 04964 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology