ZIP 04964 Property Distress & Foreclosure Data
DLRadar grades ZIP 04964 (Oxford County, Maine) at a low 20/100 for overall property distress. Property-level stress concentrates in structural risk (45/100), institutional ownership (39/100), construction/permit lag (24/100). By contrast, institutional ownership (39/100) and construction/permit lag (24/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (60/100). The latent-versus-live split is 45/100 structural and 0/100 already moving.
The market reads expansion — home values rose 6.1% year on year (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The demographic-stress sub-score lands at 30/100. The poverty rate is 0.0% — low. About 84 people live here, median age 72. The ZIP holds roughly 990 housing units. Around 83% of adults hold a bachelor's degree or higher. At $69,432, median income runs near typical U.S. levels. 100% of housing is owner-occupied. The vacancy rate is 93.1% — elevated. The typical home is worth about $325,000 (4.7× income).
Net-net, 04964 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 04964
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Oxford County
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Deterministic. Every signal traces to a public dataset · methodology