ZIP 04260 Property Distress & Foreclosure Data

In Cumberland County, Maine, ZIP 04260 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 61 and live distress 6 on the 0–100 scale. Its standout signals are structural risk (61/100), institutional ownership (47/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (19/100). Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (82/100)).

The expansion-phase market in 04260 posted values that rose 5.2% over the year, and 23% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 5,733 with a median age of 44. There are about 2,256 housing units across 04260. Home values center near $357,100, an affordability ratio of 2.9× — accessible. Owners hold 88% of homes, renters 12%. Vacancy runs 6.7%. Educational attainment sits at 33% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 22/100. Median household income is $107,781, above the U.S. median near $78,000. 1.9% of residents fall below the poverty threshold. Rent burden reaches 26% of tenant households.

On balance 04260 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.