ZIP 04069 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 04069 (Cumberland County, Maine) lands at 24/100 — low on DLRadar's public-record scoring. The pressure is most legible in structural risk (54/100), institutional ownership (42/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100) and construction/permit lag (12/100). Latent structural risk is 54/100 while live distress already moving reads 6/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (82/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 37% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

Median household income is $103,750, above the U.S. median near $78,000. The vacancy rate is 4.6%. Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas. 1,551 residents call 04069 home, typically aged 47. The ZIP holds roughly 741 housing units. The demographic-stress sub-score lands at 26/100. Rent burden reaches 41% of tenant households. The tenure split is 91% owner-occupied to 9% rented. About 46% have a four-year degree. A median home runs $436,800 here, or 3.9 times local income.

Overall 04069 looks resilient on the surface, so the edge is isolating individual stressed parcels. 04069 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 04069's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 04069 reflects the current record instead of a stale or modeled snapshot.

Behind 04069's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 04069 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.