ZIP 04069 Property Distress & Foreclosure Data

Composite property distress in 04069 (Cumberland County, Maine) lands at 27/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (61/100), institutional ownership (47/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (19/100) stay muted. The latent-versus-live split is 61/100 structural and 6/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), climate & FEMA risk (82/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 37% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $103,750 — above the roughly $78,000 national figure. The vacancy rate is 4.6%. Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas. 1,551 residents call 04069 home, typically aged 47. The ZIP holds roughly 741 housing units. On demographic stress specifically, 04069 scores 26/100. Around 41% of renters are cost-burdened. The tenure split is 91% owner-occupied to 9% rented. About 46% have a four-year degree. A median home runs $436,800 here, or 3.9 times local income.

Overall, 04069 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.