ZIP 04084 Property Distress & Foreclosure Data

ZIP code 04084 in Cumberland County, Maine carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 61 and live distress 6 on the 0–100 scale. What sets it apart are the readings on structural risk (61/100), institutional ownership (47/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), climate & FEMA risk (82/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 30% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 3,890 housing units across 04084. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas. A median home runs $351,200 here, or 3.3 times local income. About 38% have a four-year degree. The tenure split is 92% owner-occupied to 8% rented. Rent burden reaches 53% of tenant households. 7,695 residents call 04084 home, typically aged 40. On demographic stress specifically, 04084 scores 29/100. Vacancy runs 26.7%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $103,086 — above the roughly $78,000 national figure.

Taken together, 04084 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.