ZIP 04049 Property Distress & Foreclosure Data

In York County, Maine, ZIP 04049 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (83/100). On the structural side it scores 67/100, with 6/100 of stress already active. Its standout signals are structural risk (67/100), construction/permit lag (54/100), institutional ownership (48/100). By contrast, mortgage stress (21/100) register low.

The market reads expansion — home values rose 5.2% year on year, and 23% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $78,558, median income runs near typical U.S. levels. The poverty rate is 4.3% — low. The ZIP holds roughly 1,742 housing units. Around 19% of renters are cost-burdened. The typical home is worth about $295,600 (3.4× income, relatively affordable). 92% of housing is owner-occupied. Around 23% of adults hold a bachelor's degree or higher. The vacancy rate is 12.0% — elevated. The demographic-stress sub-score lands at 24/100. About 3,971 people live here, median age 49.

Net-net, 04049 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.