ZIP 04049 Foreclosure, Tax-Lien & Distress Report
York County, Maine · Distress market
York County, Maine's ZIP 04049 registers 28/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), climate & FEMA risk (83/100). On the structural side it scores 64/100, with 6/100 of stress already active. Its heaviest discrete signals: structural risk (64/100), construction/permit lag (47/100), institutional ownership (43/100). By contrast, mortgage stress (21/100) register low.
Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 23% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.
Median household income is $78,558, near the U.S. median near $78,000. The poverty rate is 4.3% — low. The ZIP holds roughly 1,742 housing units. Around 19% of renters are cost-burdened. Home values center near $295,600, an affordability ratio of 3.4× — accessible. The tenure split is 92% owner-occupied to 8% rented. Around 23% of adults hold a bachelor's degree or higher. Vacancy runs 12.0%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 24/100. 3,971 residents call 04049 home, typically aged 49.
Net-net, 04049 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 04049 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 04049 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 04049, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 28/100 for 04049 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 04049 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 04049
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 04049 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 04049, the same set carried on every parcel.
Nearby ZIPs in York County
Related reports across York County, Maine
Related ZIP, county and statewide reads linked to York County, Maine.
Open the complete 04049 acquisition file
Open 04049 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
No modelling: every input is a public record · methodology