ZIP 04072 Foreclosure, Tax-Lien & Distress Report
York County, Maine · Distress market
On DLRadar's 0-100 public-record scale, ZIP 04072 in York County, Maine comes in at 28, a low composite-distress reading. Its heaviest discrete signals: structural risk (64/100), construction/permit lag (47/100), institutional ownership (43/100). mortgage stress (21/100) stay muted. Latent structural risk is 64/100 while live distress already moving reads 6/100. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), climate & FEMA risk (83/100).
The market reads peak — home values rose 4.2% year on year, and 30% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.
Rent burden reaches 30% of tenant households. Around 41% of adults hold a bachelor's degree or higher. On demographic stress specifically, 04072 scores 29/100. Population is roughly 20,636 with a median age of 44. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas. Home values center near $413,100, an affordability ratio of 4.4×. Households earn a median $84,328 — near the roughly $78,000 national figure. Owners hold 70% of homes, renters 30%. The vacancy rate is 8.0%. There are about 9,869 housing units across 04072.
Net-net, 04072 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 04072 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 04072 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 04072 shows blanks, not estimates, wherever the record is sparse.
Each component behind 04072 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. For a buyer, 04072 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 04072’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
04072 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 04072, the same set carried on every parcel.
Adjacent York County ZIP reports
Related reports across York County, Maine
Other reports tied to York County, Maine — ZIP, county and statewide.
The complete 04072 distress and acquisition report
Open 04072 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology