ZIP 04042 Property Distress & Foreclosure Data

York County, Maine's ZIP 04042 registers 30/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), climate & FEMA risk (83/100). The most distinctive pressure shows up in structural risk (67/100), construction/permit lag (54/100), institutional ownership (48/100). mortgage stress (21/100) stay muted. Structural risk reads 67/100 against active distress of 6/100.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 26% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 88% owner-occupied to 12% rented. Vacancy runs 9.5%. A median home runs $338,900 here, or 3.8 times local income. About 27% have a four-year degree. There are about 1,944 housing units across 04042. Rent burden reaches 32% of tenant households. Households earn a median $81,250 — near the roughly $78,000 national figure. On demographic stress specifically, 04042 scores 28/100. 4,824 residents call 04042 home, typically aged 45. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas.

Overall, 04042 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.