ZIP 04042 Foreclosure, Tax-Lien & Distress Report

ZIP 04042's composite property-distress score is 28/100 - DLRadar classes that as low for York County, Maine. Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (83/100)). Its standout signals are structural risk (64/100), construction/permit lag (47/100), institutional ownership (43/100). By contrast, mortgage stress (21/100) register low. Structural risk reads 64/100 against active distress of 6/100.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 26% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 88% of homes, renters 12%. The vacancy rate is 9.5%. Home values center near $338,900, an affordability ratio of 3.8× — accessible. Around 27% of adults hold a bachelor's degree or higher. There are about 1,944 housing units across 04042. Around 32% of renters are cost-burdened. At $81,250, median income runs near typical U.S. levels. DLRadar's demographic-stress index for the area reads 28/100. 4,824 residents call 04042 home, typically aged 45. 6.7% of residents fall below the poverty threshold.

On balance 04042 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 04042 at the moment; the composite and its components are still built from verifiable public records.

The 04042 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 04042 stays directly comparable to neighboring ZIPs and the rest of York County, Maine. The score is rebuilt from public data as it updates, so 04042 reflects the current record instead of a stale or modeled snapshot.

04042's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 04042 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.