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ZIP 04056 Foreclosure, Tax-Lien & Distress Report

York County, Maine · High Vacancy market

DLRadar grades ZIP 04056 (York County, Maine) at a low 28/100 for overall property distress. The pressure is most legible in structural risk (64/100), construction/permit lag (47/100), institutional ownership (43/100). mortgage stress (21/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (83/100)). Latent structural risk is 64/100 while live distress already moving reads 6/100.

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $309,300. 29.0% of residents fall below the poverty threshold. The ZIP holds roughly 81 housing units. Vacancy runs 25.0%, above the national norm and a classic distress-and-opportunity signal. About 51% have a four-year degree. On demographic stress specifically, 04056 scores 24/100. 100% of housing is owner-occupied. About 131 people live here, median age 61.

Net-net, 04056 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 04056 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 04056's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 04056 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 04056 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. Practically, 04056 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

28/100
Composite stress
64/100
Structural risk
6/100
Distress activity

What is driving ZIP 04056’s distress

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk83
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

04056 at a glance

A live read on 04056: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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