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ZIP 04048 Foreclosure, Tax-Lien & Distress Report

York County, Maine · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 04048 in York County, Maine comes in at 28, a low composite-distress reading. Latent structural risk is 64/100 while live distress already moving reads 6/100. What sets it apart are the readings on structural risk (64/100), construction/permit lag (47/100), institutional ownership (43/100). By contrast, mortgage stress (21/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (83/100)).

The market reads peak — home values rose 4.2% year on year, and 30% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 93% owner-occupied to 7% rented. 4.0% of residents fall below the poverty threshold. The vacancy rate is 25.2% — elevated. About 24% have a four-year degree. About 3,315 people live here, median age 38. Rent burden reaches 66% of tenant households. There are about 1,597 housing units across 04048. The demographic-stress sub-score lands at 31/100. The typical home is worth about $269,400 (2.9× income, relatively affordable). Median household income is $90,125, above the U.S. median near $78,000.

On the whole, 04048 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 04048's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 04048, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 04048 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. Treat 04048 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

28/100
Composite stress
64/100
Structural risk
6/100
Distress activity

ZIP 04048 distress signals, scored

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk83
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 04048 by the numbers

The live 04048 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Nearby ZIPs in York County

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