ZIP 04064 Foreclosure, Tax-Lien & Distress Report

ZIP 04064's composite property-distress score is 29/100 - DLRadar classes that as low for York County, Maine. The split runs 65/100 structural to 6/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (83/100). What sets it apart are the readings on structural risk (65/100), construction/permit lag (48/100), institutional ownership (46/100). By contrast, mortgage stress (21/100) register low.

The market reads peak — home values rose 4.2% year on year, and 17% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

Owners hold 68% of homes, renters 32%. Rent burden reaches 46% of tenant households. 8,585 residents call 04064 home, typically aged 55. About 40% have a four-year degree. Home values center near $361,700, an affordability ratio of 4.7×. The vacancy rate is 28.4% — elevated. Households earn a median $66,689 — below the roughly $78,000 national figure. There are about 7,006 housing units across 04064. Roughly 14.4% live below the poverty line. The demographic-stress sub-score lands at 36/100.

Net-net, 04064 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 04064 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 04064 runs through one identical scoring model, so its 29/100 sits on the same scale as every other ZIP in York County, Maine and the nation. 04064 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

04064's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 04064 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.