ZIP 04090 Property Distress & Foreclosure Data

DLRadar grades ZIP 04090 (York County, Maine) at a moderate 30/100 for overall property distress. Property-level stress concentrates in structural risk (67/100), construction/permit lag (54/100), institutional ownership (48/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), climate & FEMA risk (83/100). The latent-versus-live split is 67/100 structural and 6/100 already moving.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 32% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $83,900 — near the roughly $78,000 national figure. A median home runs $485,300 here, or 5.3 times local income. Roughly 8.3% live below the poverty line. On demographic stress specifically, 04090 scores 37/100. About 38% have a four-year degree. The tenure split is 89% owner-occupied to 11% rented. Around 45% of renters are cost-burdened. 11,544 residents call 04090 home, typically aged 53. The ZIP holds roughly 9,644 housing units. The vacancy rate is 47.8% — elevated.

Taken together, 04090 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.