ZIP 04090 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 04090 (York County, Maine) at a low 28/100 for overall property distress. The pressure is most legible in structural risk (64/100), construction/permit lag (47/100), institutional ownership (43/100). By contrast, mortgage stress (21/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (83/100)). Latent structural risk is 64/100 while live distress already moving reads 6/100.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 32% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $83,900, near the U.S. median near $78,000. A median home runs $485,300 here, or 5.3 times local income. The poverty rate is 8.3%. The demographic-stress sub-score lands at 37/100. Educational attainment sits at 38% bachelor's-or-above. 89% of housing is owner-occupied. Around 45% of renters are cost-burdened. 11,544 residents call 04090 home, typically aged 53. There are about 9,644 housing units across 04090. Vacancy runs 47.8%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 04090 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 04090 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 04090 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 04090 stays directly comparable to neighboring ZIPs and the rest of York County, Maine. 04090 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 28/100 for 04090 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 04090 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.