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ZIP 04002 Foreclosure, Tax-Lien & Distress Report

York County, Maine · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 04002 in York County, Maine comes in at 28, a low composite-distress reading. On the structural side it scores 64/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (83/100). Its heaviest discrete signals: structural risk (64/100), construction/permit lag (47/100), institutional ownership (43/100). mortgage stress (21/100) stay muted.

The peak-phase market in 04002 posted values that rose 4.2% over the year, and 30% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 15.2%, above the national norm and a classic distress-and-opportunity signal. 89% of housing is owner-occupied. A median home runs $352,100 here, or 4.1 times local income. Around 24% of renters are cost-burdened. At $77,853, median income runs near typical U.S. levels. Roughly 8.6% live below the poverty line. About 7,695 people live here, median age 52. About 23% have a four-year degree. The ZIP holds roughly 3,668 housing units. The demographic-stress sub-score lands at 28/100.

Taken together, 04002 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 04002 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 04002 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 04002 reflects the current record instead of a stale or modeled snapshot.

04002's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 04002 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

28/100
Composite stress
64/100
Structural risk
6/100
Distress activity

ZIP 04002 distress signals, scored

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk83
Another 9 scored dimensions sit behind 04002

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 04002 by the numbers

A live read on 04002: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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York County ZIPs near 04002

More distress data near 04002

Other reports tied to York County, Maine — ZIP, county and statewide.

See every distressed parcel in 04002

The full 04002 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

No modelling: every input is a public record · methodology

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